Provide Proof of Your Ssn Please Check Your Information Again or Provide More Details
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If you lot believe someone is using your Social Security number to establish a new identity, steal money or goods, or defraud the government, you may be the victim of identity theft. The Social Security Administration cannot help y'all recover any money yous may have lost, but they tin correct and protect your Social Security account. This article discusses identity theft and your Social Security number.
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Recognize identity theft. Using personal data of someone else to establish a new identity or defraud the government is guilty of identity theft. Many times that personal information includes the Social Security number. Ofttimes, you will not know if you are the victim until damage has already been done. Post-obit are some things that may betoken you accept been a victim of identity fraud:[1]
- Existence informed by the IRS that you did not report all of your income
- All of a sudden being turned downwards for credit
- Receiving collections calls from creditors with whom y'all didn't open an account
- Y'all larn that your annual tax render has already been filed though you did not file them
- Receiving medical or other bills for services or products you did not purchase
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Know common uses of Social Security Numbers. Almost of the fourth dimension, identity thieves volition need to utilize your Social Security number in order to actually use your identity. With your Social Security number, an identity thief will be able to:
- Open credit carte du jour and other accounts
- File income tax returns
- File for government benefits
- Get medical intendance in your proper noun
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Salvage bear witness of identity theft. Any testify you find of the unauthorized apply of your identity can be used, simply you must save whatever original documents that you run across. You will demand to provide proof of the unauthorized use of your identity to:
- Go protections from credit card companies for unauthorized charges
- Get protections from your bank for unauthorized charges
- Help prosecutors with prosecuting the identity thief
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Assemble information. The Social Security Administration volition need a diverseness of information in social club to investigate your report and devise a program for correcting your Social Security business relationship. You will need the following data to make your report:
- Your personal and business contact information
- The Social Security number that has been compromised
- Data about the person who is using your Social Security number, if known
- Contact information for the victim, if you are not the victim
- A summary of the events that lead yous to believe the Social Security number has been compromised.
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Fax or postal service your information. If yous reported online or adopt to report by phone or fax, you practice not need to report past mail. If you choose to written report past mail:[3]
- Write a letter to the Social Security Administration that includes all of the information you previously gathered.
- Mail your letter to Social Security Fraud Hotline, PO Box 17785, Baltimore, MD 21235 or fax information technology to 410-597-0118.
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Call the Social Security Assistants. If you reported online or by mail or fax, you lot practise not need to also report by telephone. If you chose to written report by telephone instead of whatever of the other methods :[4]
- Call the Social Security Assistants at 1-800-269-0271 (ane-866-501-2101 TTY) from 10:00 a.m. to 4:00 p.m. Eastern Standard Time.
- Tell them you are a victim of identity theft of your Social Security number. They will likely inquire you questions about the information you accept previously gathered. Answer their questions and follow whatever additional instructions they may give y'all.
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Report the identity theft to other agencies. Because the Social Security Administration is limited in the relief they tin can provide, you may want to consider reporting the identity theft to other agencies and organizations.[v]
- The Federal Merchandise Commission (FTC) tin can give you lot information nearly dealing with identity theft and identify your information in the secure consumer fraud database. They may besides be able to refer your instance to an appropriate police enforcement agency. Contact them at 1-877-438-4338.
- Contact the credit reporting agencies to place a fraud alert on your report and remove any inaccurate information. The major reporting agencies are: Equifax (i-800-525-6285), Trans Union (1-800-680-7289), and Experian (1-888-397-3742).
- Contact your local law enforcement agency for potential criminal prosecution.
- Contact the IRS' Identity Protection Specialized Unit (IPSU) at one-800-908-4490.
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Consider requesting a new number. If you have done everything you tin to correct your problems, but someone is notwithstanding using your Social Security number, consider requesting a new number. Prior to filing for the new number, phone call the Social Security Assistants to talk with someone nearly the risks and benefits of obtaining a new number. You tin can attain them at 1-800 722-1213 (1-800-325-0778 TTY). Some of the risks of getting a new Social Security number include:[6]
- Having no credit history
- Continuing susceptibility to identity theft considering your other personal information remains the same
- The difficulty of irresolute your Social Security number with other agencies, such every bit the IRS and banks
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Protect your Social Security number. There is no way to be 100% safe against someone obtaining your Social Security number. There are a few things you can do to reduce the risk of your Social Security number falling into the wrong easily. These include:
- Shredding any documents that include your Social Security number earlier putting them in the trash.
- Refusing to give out your Social Security number to a person or concern who has called you. Often they are not who they portray themselves as.
- Not carrying your Social Security card on your person.
- Not sending your Social Security number over an electronic medium.
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Regularly review your earnings argument. Social Security provides an earnings report free of charge. They post it to individuals without an online account at regular intervals. If y'all have an online account with the Social Security Assistants, y'all can view your earnings statement at any time. For identity fraud protection purposes, this argument will show you lot how much income has been reported for your Social Security number for any given period. Exterior of those protections, it can:[7]
- Estimate your benefits at retirement age
- Estimate your benefit if you get disabled
- Approximate benefits for your spouse and/or children if you become disabled or pass away
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